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Learn How to Claim the XM 100% Deposit Bonus

The XM 100% deposit bonus gives eligible traders extra trading credit after they fund their accounts. This guide explains how the tiers work, how to claim the offer and which withdrawal rules to check...

Learn How to Claim the XM 100% Deposit Bonus 100% Bonus Deposit Bonus. Verified offer. Updated weekly. LEARN HOW TO CLAIM THE XM · MT5 100% Bonus Deposit Bonus Boost your trading balance with a verified broker offer 100% Verified offerUpdated weekly Trading carries risk. Check the full terms before you sign up. ForexItem.com

XM offers a 100% deposit bonus that gives eligible traders extra trading credit after they fund their accounts. The first deposit qualifies for a 100% bonus of up to $500, and later deposits may unlock additional tiers. This guide walks through how the offer works, how to claim it, and which rules to check before you trade.

How the XM 100% Deposit Bonus Works

The bonus is credited as trading credit, not as cash you can withdraw straight away. On the first deposit, the offer provides 100% bonus credit on up to $500. Think of it as extra capital you can use for trading, with conditions attached to any profits you later want to take out.

XM may also offer additional bonus tiers on later deposits. These tiers are a 50% bonus on deposits of up to $2,000 and a 20% bonus on deposits of up to $8,000. When all tiers apply, the total available bonus credit can reach $10,500, or the equivalent value in another supported account currency.

The tiered structure means the percentage falls as deposit size rises. If you plan to add funds over time, it helps to know which tier each deposit falls into before you send money. A deposit that sits just above a tier limit may receive a lower percentage than you expect.

CategoryDetails
Headquarters12, Richard and Verengaria Street, Araouzos Castle Court, 3rd Floor, 3042, Limassol, Cyprus
International officesUnited Arab Emirates, Belize, Cyprus, and South Africa
Founded2005
Emailsupport@xm.com
Maximum leverage1:3000
Minimum deposit$5
Minimum spreadsFrom 0.0 pips
Base currenciesUSD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, RUB, SGD, ZAR, and USDT, depending on the region

How to Claim the XM Deposit Bonus

Claiming the offer follows a clear sequence. Each step matters, because the bonus is linked to the deposit tier that applies when you fund your account. Skipping ahead or depositing before your account is ready can make it harder to receive the credit you planned for.

Steps to claim the XM deposit bonus

  1. Open an XM trading account through Fxdailyinfo.
  2. Complete XM’s account verification process.
  3. Add funds using an available payment method.
  4. Receive the bonus credit linked to the applicable deposit tier.
  5. Trade with the bonus according to XM’s promotional rules.

Verification is often the step that causes delays. Upload accurate documents early, so your account is ready before you plan your first deposit. Blurry scans or mismatched details are common reasons for waiting longer than necessary.

XM Deposit Bonus Tiers at a Glance

The table below summarises the tiers described in the current offer. Check XM’s official terms for how each deposit cap is calculated and applied to your account.

Deposit tierBonus rateDeposit limit stated
First deposit100%Up to $500
Second tier50%Up to $2,000
Third tier20%Up to $8,000
All tiers combinedVaries by tierTotal bonus credit up to $10,500

The combined figure of $10,500 is the maximum stated for the full structure. Your actual amount depends on your deposits, your account currency and whether each tier applies to you at the time you fund.

XM Deposit Bonus Withdrawal Rules

Withdrawal rules are the part of any bonus that most often surprises traders. The core principle is simple: the bonus itself cannot be withdrawn, but profits made while trading can be, once you meet the conditions.

  • Bonus funds can’t be withdrawn.
  • Trading profits may be withdrawn after you meet XM’s bonus conditions.
  • XM may remove or cancel bonus credit if you request a withdrawal before satisfying the applicable requirements.
  • The promotion may include other restrictions, so review the official terms before trading.

Before you request any withdrawal, confirm which conditions apply to your account. Requesting a withdrawal too early could cost you bonus credit you were counting on. Keeping a simple record of your deposits, trades and bonus balance can make this check much easier.

XM Deposit Bonus Terms and Eligibility

The offer is available only to eligible XM clients, so check your account type before you fund it. Some account types are excluded, which is a common reason traders find they cannot claim a promotion they expected.

  • The bonus uses a tiered structure of 100%, 50%, and 20%.
  • XM Ultra Low, Swap-free, and Shares accounts aren’t eligible for deposit bonuses.
  • XM deposit bonuses may be combined with Fxdailyinfo cashback because XM calculates rebates separately from bonus funds.
  • XM can change the promotion’s availability, eligibility rules, and conditions.

Because XM can update the promotion, the terms you read today may change. Always treat the official conditions on the day you deposit as the final word.

Tips Before You Claim the XM Bonus

A few practical habits can make the offer easier to manage and help you avoid common mistakes.

  • Read the terms first. Confirm your account type is eligible and note the withdrawal conditions.
  • Plan your deposits. Know which tier each amount falls into before you transfer funds.
  • Keep cashback separate in your head. Cashback is calculated apart from bonus credit and may help lower overall trading costs.
  • Manage risk. Bonus credit can still lose value if trades go against you. Our guide to 7 forex risk management strategies beginners should use covers position sizing and stop placement.
  • Compare offers. If you are weighing several promotions, read our overview of high-value free forex bonuses or browse the forex bonus promotions section to see how terms differ.

Bonus credit can make a trading budget look larger than it is. Many experienced traders treat bonuses as a way to test a broker’s platform, not as a source of guaranteed profit. For background on how trading risk works in general, the Investopedia homepage offers useful educational material.

XM Broker Information

XM supports MT4 and MT5 through desktop, web, Android, iPhone, and iPad applications. MT4 users can also access the MultiTerminal, which may suit traders who manage several accounts.

Available funding methods may include credit and debit cards, Western Union, Perfect Money, Neteller, Skrill, FasaPay, internal transfers, local deposits, Bitcoin, TrustPay, Boleto, Sticpay, PayTrust, PayRetailers, Payment Asia, crypto payments, Absa, Help2pay, Pix, and other region-specific options. Availability depends on your location, so check which methods appear for your account before you deposit.

Final Thoughts on the XM Deposit Bonus

The XM 100% deposit bonus can give eligible traders extra trading credit on a first deposit of up to $500, with further tiers available on later deposits. The offer is useful when you understand its limits: bonus funds cannot be withdrawn, profits follow separate conditions, and some account types are excluded.

Read the official terms, verify your account early and trade with a clear risk plan. That approach gives you the best chance of using the offer as intended.

FAQ

What is the XM 100% deposit bonus?

It is a promotion that gives eligible traders 100% bonus credit on a first deposit of up to $500. Additional tiers may apply to later deposits, and the bonus is trading credit rather than withdrawable cash.

How much can I get from the XM deposit bonus?

The stated maximum for all tiers combined is $10,500, or the equivalent in another supported account currency. Your actual amount depends on your deposits and which tiers apply to you.

Can I withdraw the XM bonus?

No, bonus funds cannot be withdrawn. Trading profits may be withdrawn once you meet XM’s applicable conditions, and requesting a withdrawal too early may lead to bonus credit being removed.

Can I combine the XM deposit bonus with cashback?

Traders who open an XM account through Fxdailyinfo may qualify for cashback on eligible trading volume. XM calculates cashback separately from bonus credit, so the two may be combined according to the current terms.

Which XM accounts are not eligible for the deposit bonus?

XM Ultra Low, Swap-free, and Shares accounts are not eligible for deposit bonuses. Check your account type before you deposit to avoid missing out.

Do I need to verify my account to claim the bonus?

Yes, completing XM’s account verification process is one of the required steps. Submitting accurate documents early helps you fund your account and receive the bonus without unnecessary delay.

ForexItem reviews forex bonus terms every week. Details here were checked against the broker's published rules on November 3, 2026.

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